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Understanding Payment Processing Fees and Payouts

A transparent breakdown of transaction fees, currency conversion costs, payout schedules, and how to maximise your revenue on every cross-border sale.

PakiCheckout Team8 Mar 20265 min read
Understanding Payment Processing Fees and Payouts

Payment processing fees are one of the biggest questions merchants ask. Here is a straight, no-jargon breakdown of what you pay and why.

The transaction fee

On the Starter plan you pay 2.9% + £0.25 per successful transaction. Growth drops to 2.5% + £0.20. Enterprise plans get custom rates based on your monthly volume.

Currency conversion margin

We convert GBP to PKR at the interbank mid-rate plus a 1% margin. This is disclosed on every payout so you always know exactly what you received.

When you get paid

Payouts are automatic, on your plan’s schedule. There are no manual withdrawal fees. Refunds are free within 60 days.

Tips to save on fees

Higher-priced items have proportionally lower per-transaction fees, so bundling smaller items into kits helps. Upgrading to Growth pays back quickly once you cross about £4,000 in monthly volume.

Ready to sell to the UK?

Set up your PakiCheckout account in minutes and start accepting UK payments today.